.hero {
  background: linear-gradient(150deg, #edf2f8, #f7f9fc 55%, #edf2f8);
  border-bottom: 1px solid var(--border);
  padding: var(--space-16) 0;
}

.hero-wrap {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: var(--space-10);
  align-items: center;
}

.hero h1 {
  font-size: clamp(2rem, 4vw, 3.1rem);
  color: var(--brand-900);
  margin-bottom: var(--space-4);
}

.hero p {
  max-width: 64ch;
  color: var(--text-muted);
}

.hero-actions {
  display: flex;
  gap: var(--space-3);
  flex-wrap: wrap;
  margin-top: var(--space-6);
}

.badge {
  display: inline-flex;
  align-items: center;
  background: #e7eef7;
  color: var(--brand-900);
  border: 1px solid #c2d1e5;
  border-radius: var(--radius-sm);
  padding: 0.24rem 0.68rem;
  font-size: 0.82rem;
  margin-bottom: var(--space-4);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 700;
}

.section-head {
  margin-bottom: var(--space-8);
}

.section-head h2 {
  font-size: clamp(1.45rem, 2.7vw, 2rem);
  margin-bottom: var(--space-3);
  color: var(--brand-900);
}

.muted {
  color: var(--text-muted);
}

.steps {
  counter-reset: step;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: var(--space-4);
}

.step {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: var(--space-5);
}

.step::before {
  counter-increment: step;
  content: counter(step);
  display: inline-grid;
  place-items: center;
  width: 1.8rem;
  height: 1.8rem;
  border-radius: 999px;
  background: var(--brand-900);
  color: #fff;
  margin-bottom: var(--space-3);
}

.compare {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: var(--space-6);
}

.compare ul li {
  border-bottom: 1px solid var(--border);
  padding: var(--space-3) 0;
}

.news-card time {
  color: var(--text-muted);
  font-size: 0.86rem;
}

.title-gap {
  margin-bottom: 1rem;
}

.service-title,
.news-title,
.question-title {
  margin: 0.7rem 0;
}

.faq-search-wrap,
.top-gap-lg,
.notice-top,
.card-gap {
  margin-bottom: 1rem;
}

.field-end {
  display: flex;
  align-items: flex-end;
}

.title-small {
  font-size: 1.2rem;
  margin: 0.75rem 0;
}

.full-span {
  grid-column: 1 / -1;
}

.form-actions {
  margin-top: 1rem;
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  flex-wrap: wrap;
}

.table-wrap {
  overflow-x: auto;
  overflow-y: hidden;
  -webkit-overflow-scrolling: touch;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: #fff;
}

table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  min-width: 640px;
}

th,
td {
  border: 1px solid var(--border);
  padding: 0.75rem;
  text-align: left;
}

th {
  background: #edf3fa;
  color: var(--brand-900);
}

.contact-cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-5);
}

.list-plain {
  list-style: none;
  margin: 0;
  padding: 0;
}

.list-plain li {
  border-bottom: 1px solid var(--border);
  padding: var(--space-3) 0;
}

.list-plain li:last-child {
  border-bottom: 0;
}

.policy-meta {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: var(--space-4);
}

.policy-meta .card {
  padding: var(--space-5);
}

.page-head p {
  max-width: 80ch;
}

.main-content .grid.grid-2 > aside {
  position: sticky;
  top: calc(5.2rem + var(--space-5));
  align-self: start;
}

@media (max-width: 960px) {
  .hero-wrap,
  .steps,
  .compare,
  .contact-cards,
  .policy-meta {
    grid-template-columns: 1fr;
  }

  .main-content .grid.grid-2 > aside {
    position: static;
  }

  table {
    min-width: 560px;
  }
}

@media (max-width: 480px) {
  table {
    min-width: 520px;
  }

  .page-head p,
  .hero p {
    font-size: 0.95rem;
  }
}